Lender in West Virginia · HMDA 2025
Primelending, a Plainscapital Company mortgages in West Virginia
Primelending, a Plainscapital Company's 2025 home-purchase and refinance lending in West Virginia, compared with all lenders in the state.
Primelending, a Plainscapital Company originated 294 owner-occupied single-family loans in West Virginia from 346 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $4,860 versus $4,280 for all West Virginia lenders, at a median 30-year fixed rate of 6.625% (West Virginia: 6.624%).
Loans in WV
294
of 346 applications
Denial rate
8.4%
Purchase · WV 9.4%
Rate spread
+0.29 pts
Conv. · WV +0.16 pts
Loan amount
$205,000
Purchase · WV $225,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 334 | 288 | 8.4% | 6.625% | +0.29 pts | $4,860 | $205,000 |
| Refinance | 5 | 1 | — | — | — | — | — |
| Cash-out refinance | 7 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
West Virginia counties where Primelending, a Plainscapital Company ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wayne County | 1 | 31 | 11.4% |
| Lincoln County | 1 | 7 | 9.7% |
| Cabell County | 3 | 62 | 7.3% |
| Ritchie County | 7 | 1 | 3.3% |
| Kanawha County | 9 | 58 | 3.4% |
| Putnam County | 9 | 23 | 3.1% |
| Wyoming County | 11 | 1 | 1.7% |
| Berkeley County | 12 | 66 | 2.3% |
| Wood County | 15 | 11 | 1.3% |
| Raleigh County | 19 | 8 | 1.1% |
| Boone County | 19 | 1 | 0.9% |
| Morgan County | 20 | 3 | 1.0% |
| Jackson County | 23 | 2 | 0.9% |
| Jefferson County | 24 | 15 | 0.9% |
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- West Virginia mortgage market
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology