Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Arizona · HMDA 2025

Provident Funding Associates, L.P. mortgages in Arizona

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 553 owner-occupied single-family loans in Arizona from 622 completed applications.

Its median conventional purchase loan costs were $6,100 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.375% (Arizona: 6.50%).

Loans in AZ
553
of 622 applications
Denial rate
7.2%
Purchase · AZ 8.2%
Rate spread
−0.13 pts
Conv. · AZ +0.11 pts
Loan amount
$425,000
Purchase · AZ $385,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase4003607.2%6.375%−0.13 pts$6,100$425,000
Refinance1751576.9%6.250%−0.17 pts$2,980$465,000
Cash-out refinance473623.4%6.250%−0.23 pts$3,090$255,000

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology