Lender in Utah · HMDA 2025
Provident Funding Associates, L.P. mortgages in Utah
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 624 owner-occupied single-family loans in Utah from 697 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $4,490 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.375% (Utah: 6.50%).
Loans in UT
624
of 697 applications
Denial rate
6.3%
Purchase · UT 6.5%
Rate spread
−0.13 pts
Conv. · UT +0.05 pts
Loan amount
$465,000
Purchase · UT $435,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 478 | 437 | 6.3% | 6.375% | −0.13 pts | $4,490 | $465,000 |
| Refinance | 183 | 165 | 8.7% | 6.125% | −0.20 pts | $3,450 | $435,000 |
| Cash-out refinance | 36 | 22 | 38.9% | — | −0.08 pts | $3,250 | $335,000 |
*Conventional loans only; medians with at least 20 loans.
Utah counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Daggett County | 2 | 1 | 12.5% |
| Davis County | 10 | 125 | 2.4% |
| Garfield County | 11 | 1 | 1.5% |
| Salt Lake County | 13 | 234 | 1.6% |
| Uintah County | 14 | 5 | 1.0% |
| Duchesne County | 14 | 2 | 0.9% |
| Weber County | 18 | 67 | 1.4% |
| Cache County | 19 | 18 | 0.9% |
| Utah County | 21 | 114 | 0.9% |
| Box Elder County | 22 | 11 | 0.9% |
| Emery County | 22 | 1 | 1.0% |
| Tooele County | 24 | 16 | 0.9% |
- Provident Funding Associates, L.P. nationwide
- Utah mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology