Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Washington · HMDA 2025

Provident Funding Associates, L.P. mortgages in Washington

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 557 owner-occupied single-family loans in Washington from 619 completed applications.

Its median conventional purchase loan costs were $4,980 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.375% (Washington: 6.625%).

Loans in WA
557
of 619 applications
Denial rate
7.0%
Purchase · WA 5.9%
Rate spread
−0.13 pts
Conv. · WA +0.10 pts
Loan amount
$545,000
Purchase · WA $495,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase3853537.0%6.375%−0.13 pts$4,980$545,000
Refinance19917610.1%6.125%−0.21 pts$3,270$595,000
Cash-out refinance352814.3%6.375%−0.21 pts$3,490$265,000

*Conventional loans only; medians with at least 20 loans.

Washington counties where Provident Funding Associates, L.P. ranks in the top 25

CountyRankLoansMarket share
San Juan County1221.5%
Wahkiakum County1511.7%
Jefferson County2530.9%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology