Lender in Virginia · HMDA 2025
Provident Funding Associates, L.P. mortgages in Virginia
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Virginia, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 381 owner-occupied single-family loans in Virginia from 419 completed applications.
Its median conventional purchase loan costs were $4,650 versus $5,610 for all Virginia lenders, at a median 30-year fixed rate of 6.375% (Virginia: 6.625%).
Loans in VA
381
of 419 applications
Denial rate
5.5%
Purchase · VA 6.9%
Rate spread
−0.15 pts
Conv. · VA +0.10 pts
Loan amount
$475,000
Purchase · VA $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 308 | 288 | 5.5% | 6.375% | −0.15 pts | $4,650 | $475,000 |
| Refinance | 95 | 84 | 10.5% | 6.250% | −0.19 pts | $3,210 | $465,000 |
| Cash-out refinance | 16 | 9 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Virginia counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lexington city | 9 | 1 | 2.5% |
| Lynchburg city | 20 | 11 | 1.2% |
| Amelia County | 24 | 2 | 1.0% |
- Provident Funding Associates, L.P. nationwide
- Virginia mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology