Lender in North Carolina · HMDA 2025
Provident Funding Associates, L.P. mortgages in North Carolina
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in North Carolina, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 623 owner-occupied single-family loans in North Carolina from 667 completed applications.
Its median conventional purchase loan costs were $4,150 versus $4,840 for all North Carolina lenders, at a median 30-year fixed rate of 6.375% (North Carolina: 6.50%).
Loans in NC
623
of 667 applications
Denial rate
3.8%
Purchase · NC 7.6%
Rate spread
−0.11 pts
Conv. · NC +0.04 pts
Loan amount
$395,000
Purchase · NC $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 499 | 469 | 3.8% | 6.375% | −0.11 pts | $4,150 | $395,000 |
| Refinance | 151 | 144 | 4.0% | 6.125% | −0.25 pts | $3,080 | $435,000 |
| Cash-out refinance | 17 | 10 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
North Carolina counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greene County | 23 | 1 | 0.9% |
- Provident Funding Associates, L.P. nationwide
- North Carolina mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
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- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology