Lender in Georgia · HMDA 2025
Provident Funding Associates, L.P. mortgages in Georgia
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Georgia, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 574 owner-occupied single-family loans in Georgia from 639 completed applications.
Its median conventional purchase loan costs were $5,050 versus $6,350 for all Georgia lenders, at a median 30-year fixed rate of 6.50% (Georgia: 6.624%).
Loans in GA
574
of 639 applications
Denial rate
5.8%
Purchase · GA 9.9%
Rate spread
−0.09 pts
Conv. · GA +0.13 pts
Loan amount
$405,000
Purchase · GA $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 483 | 444 | 5.8% | 6.500% | −0.09 pts | $5,050 | $405,000 |
| Refinance | 123 | 109 | 7.3% | 6.250% | −0.17 pts | $3,550 | $445,000 |
| Cash-out refinance | 33 | 21 | 33.3% | — | −0.13 pts | $3,180 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Georgia counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Forsyth County | 13 | 71 | 1.4% |
| Rabun County | 16 | 2 | 1.1% |
| Pulaski County | 22 | 1 | 0.8% |
| Sumter County | 22 | 1 | 0.6% |
| Gwinnett County | 24 | 110 | 0.9% |
| Clarke County | 24 | 8 | 0.8% |
- Provident Funding Associates, L.P. nationwide
- Georgia mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology