Lender in New Jersey · HMDA 2025
Provident Funding Associates, L.P. mortgages in New Jersey
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 408 owner-occupied single-family loans in New Jersey from 457 completed applications.
Its median conventional purchase loan costs were $6,530 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.50% (New Jersey: 6.625%).
Loans in NJ
408
of 457 applications
Denial rate
6.6%
Purchase · NJ 8.4%
Rate spread
−0.11 pts
Conv. · NJ +0.12 pts
Loan amount
$525,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 351 | 322 | 6.6% | 6.500% | −0.11 pts | $6,530 | $525,000 |
| Refinance | 83 | 72 | 10.8% | 6.125% | −0.21 pts | $4,390 | $445,000 |
| Cash-out refinance | 23 | 14 | 34.8% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
- Provident Funding Associates, L.P. nationwide
- New Jersey mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in California
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology