Lender in California · HMDA 2025
Provident Funding Associates, L.P. mortgages in California
Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Provident Funding Associates, L.P. originated 1,163 owner-occupied single-family loans in California from 1,369 completed applications.
Its median conventional purchase loan costs were $5,880 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.375% (California: 6.625%).
Loans in CA
1,163
of 1,369 applications
Denial rate
9.8%
Purchase · CA 8.9%
Rate spread
−0.12 pts
Conv. · CA +0.09 pts
Loan amount
$545,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 742 | 652 | 9.8% | 6.375% | −0.12 pts | $5,880 | $545,000 |
| Refinance | 514 | 448 | 9.5% | 6.250% | −0.21 pts | $3,010 | $595,000 |
| Cash-out refinance | 113 | 63 | 40.7% | 6.250% | −0.14 pts | $3,160 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Provident Funding Associates, L.P. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Tuolumne County | 12 | 7 | 1.2% |
| Placer County | 18 | 76 | 1.2% |
| Sacramento County | 19 | 175 | 1.0% |
| El Dorado County | 19 | 26 | 1.0% |
| Inyo County | 21 | 1 | 0.9% |
| Yolo County | 22 | 17 | 1.0% |
| Humboldt County | 22 | 6 | 0.7% |
- Provident Funding Associates, L.P. nationwide
- California mortgage market
- Provident Funding Associates, L.P. in Texas
- Provident Funding Associates, L.P. in Pennsylvania
- Provident Funding Associates, L.P. in Colorado
- Provident Funding Associates, L.P. in Utah
- Provident Funding Associates, L.P. in North Carolina
- Provident Funding Associates, L.P. in Florida
- Provident Funding Associates, L.P. in Georgia
- Provident Funding Associates, L.P. in Washington
- Provident Funding Associates, L.P. in Arizona
- Provident Funding Associates, L.P. in Oregon
- Provident Funding Associates, L.P. in New Jersey
- Provident Funding Associates, L.P. in Virginia
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology