Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Florida · HMDA 2025

Provident Funding Associates, L.P. mortgages in Florida

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 609 owner-occupied single-family loans in Florida from 714 completed applications.

Its median conventional purchase loan costs were $6,210 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.375% (Florida: 6.625%).

Loans in FL
609
of 714 applications
Denial rate
10.4%
Purchase · FL 12.8%
Rate spread
−0.11 pts
Conv. · FL +0.14 pts
Loan amount
$395,000
Purchase · FL $345,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase58551610.4%6.375%−0.11 pts$6,210$395,000
Refinance947418.1%6.125%−0.21 pts$4,620$375,000
Cash-out refinance351940.0%————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology