Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Illinois · HMDA 2025

Provident Funding Associates, L.P. mortgages in Illinois

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 304 owner-occupied single-family loans in Illinois from 353 completed applications.

Its median conventional purchase loan costs were $6,190 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.50% (Illinois: 6.625%).

Loans in IL
304
of 353 applications
Denial rate
10.6%
Purchase · IL 9.2%
Rate spread
−0.02 pts
Conv. · IL +0.27 pts
Loan amount
$435,000
Purchase · IL $275,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase22720110.6%6.500%−0.02 pts$6,190$435,000
Refinance108979.3%6.000%−0.25 pts$2,440$415,000
Cash-out refinance186—————

*Conventional loans only; medians with at least 20 loans.

Illinois counties where Provident Funding Associates, L.P. ranks in the top 25

CountyRankLoansMarket share
Peoria County22130.6%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology