Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Maryland · HMDA 2025

Provident Funding Associates, L.P. mortgages in Maryland

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 298 owner-occupied single-family loans in Maryland from 332 completed applications.

Its median conventional purchase loan costs were $4,920 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.375% (Maryland: 6.625%).

Loans in MD
298
of 332 applications
Denial rate
6.4%
Purchase · MD 8.6%
Rate spread
−0.13 pts
Conv. · MD +0.14 pts
Loan amount
$465,000
Purchase · MD $405,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2502266.4%6.375%−0.13 pts$4,920$465,000
Refinance74688.1%6.000%−0.23 pts$3,230$445,000
Cash-out refinance84—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology