Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Ohio · HMDA 2025

Provident Funding Associates, L.P. mortgages in Ohio

Provident Funding Associates, L.P.'s 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.

Provident Funding Associates, L.P. originated 278 owner-occupied single-family loans in Ohio from 306 completed applications.

Its median conventional purchase loan costs were $4,250 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.375% (Ohio: 6.625%).

Loans in OH
278
of 306 applications
Denial rate
6.4%
Purchase · OH 7.1%
Rate spread
−0.07 pts
Conv. · OH +0.22 pts
Loan amount
$345,000
Purchase · OH $245,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2342176.4%6.375%−0.07 pts$4,250$345,000
Refinance59546.8%6.125%−0.23 pts$3,110$345,000
Cash-out refinance137—————

*Conventional loans only; medians with at least 20 loans.

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology