Lender in New Jersey · HMDA 2025
Rocket Mortgage, LLC mortgages in New Jersey
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in New Jersey, compared with all lenders in the state.
Rocket Mortgage, LLC originated 7,232 owner-occupied single-family loans in New Jersey from 9,129 completed applications, making it the state's #1 lender by volume.
Its median conventional purchase loan costs were $6,770 versus $6,720 for all New Jersey lenders, at a median 30-year fixed rate of 6.625% (New Jersey: 6.625%).
Loans in NJ
7,232
of 9,129 applications
Denial rate
13.2%
Purchase · NJ 8.4%
Rate spread
+0.09 pts
Conv. · NJ +0.12 pts
Loan amount
$435,000
Purchase · NJ $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 3,027 | 2,587 | 13.2% | 6.625% | +0.09 pts | $6,770 | $435,000 |
| Refinance | 2,661 | 2,071 | 16.8% | 6.125% | −0.10 pts | $5,120 | $405,000 |
| Cash-out refinance | 3,441 | 2,574 | 22.6% | 6.750% | +0.39 pts | $8,500 | $305,000 |
*Conventional loans only; medians with at least 20 loans.
New Jersey counties where Rocket Mortgage, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ocean County | 1 | 638 | 7.8% |
| Bergen County | 1 | 616 | 7.4% |
| Burlington County | 1 | 548 | 8.5% |
| Morris County | 1 | 506 | 8.5% |
| Camden County | 1 | 481 | 7.7% |
| Mercer County | 1 | 374 | 9.7% |
| Gloucester County | 1 | 344 | 7.7% |
| Somerset County | 1 | 326 | 8.3% |
| Hunterdon County | 1 | 127 | 8.0% |
| Cape May County | 1 | 103 | 10.9% |
| Salem County | 1 | 71 | 7.9% |
| Middlesex County | 2 | 810 | 10.2% |
| Monmouth County | 2 | 532 | 6.8% |
| Union County | 2 | 287 | 6.2% |
| Warren County | 2 | 124 | 8.1% |
| Cumberland County | 2 | 121 | 8.1% |
| Essex County | 3 | 365 | 5.9% |
| Passaic County | 3 | 230 | 6.2% |
| Atlantic County | 3 | 202 | 6.8% |
| Sussex County | 3 | 198 | 8.3% |
| Hudson County | 5 | 229 | 5.6% |
- Rocket Mortgage, LLC nationwide
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology