Allied First Bank,sb: 2025 mortgage rates, costs & approvals
How Allied First Bank,sb priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: Allied First Bank,sb · LEI 549300XRF9LCZ3RX3Q39
In 2025, Allied First Bank,sb originated 92 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 51 states — 1909th by volume among the 2,017 lenders profiled here.
It denied 13.7% of completed home-purchase applications (all lenders: 8.5%).
How Allied First Bank,sb priced home-purchase loans
| Purchase loans, 2025 | Allied First Bank,sb | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | — | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | — | 5.875% |
| Rate spread vs. APOR · conventional | — | +0.13 pts |
| Total loan costs · conventional | — | $5,570 |
| Total loan costs · FHA | $1,990 | $11,310 |
| Total loan costs · VA | $1,910 | $6,490 |
| Origination charges (all types) | $460 | $1,860 |
| Borrowers paying discount points | 1.6% | 51.3% |
| Points paid, when paid (% of loan) | — | 0.87% |
| Borrowers receiving lender credits | 1.6% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Where Allied First Bank,sb lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| Arizona | 15 | 41 | — | — | — |
| California | 10 | 89 | — | — | — |
| Virginia | 8 | 47 | — | — | — |
| Texas | 8 | 19 | — | — | — |
| Colorado | 5 | 28 | — | — | — |
| Illinois | 5 | 14 | — | — | — |
| New York | 4 | 20 | — | — | — |
| Washington | 4 | 5 | — | — | — |
| Florida | 3 | 82 | — | — | — |
| Nevada | 3 | 31 | — | — | — |
| Pennsylvania | 3 | 22 | — | — | — |
| Oregon | 3 | 13 | — | — | — |
| Georgia | 2 | 40 | — | — | — |
| Michigan | 2 | 23 | — | — | — |
| Massachusetts | 2 | 19 | — | — | — |
| Idaho | 2 | 14 | — | — | — |
| Kansas | 2 | 13 | — | — | — |
| Hawaii | 2 | 6 | — | — | — |
| Mississippi | 1 | 28 | — | — | — |
| Maryland | 1 | 26 | — | — | — |
| Alabama | 1 | 24 | — | — | — |
| Tennessee | 1 | 24 | — | — | — |
| Indiana | 1 | 16 | — | — | — |
| Wisconsin | 1 | 15 | — | — | — |
| Iowa | 1 | 9 | — | — | — |
| Alaska | 1 | 7 | — | — | — |
| Minnesota | 1 | 7 | — | — | — |
| North Carolina | 0 | 49 | — | — | — |
| New Jersey | 0 | 34 | — | — | — |
| Ohio | 0 | 33 | — | — | — |
| Missouri | 0 | 30 | — | — | — |
| South Carolina | 0 | 29 | — | — | — |
| Oklahoma | 0 | 27 | — | — | — |
| Arkansas | 0 | 17 | — | — | — |
| Utah | 0 | 16 | — | — | — |
| West Virginia | 0 | 14 | — | — | — |
| Kentucky | 0 | 13 | — | — | — |
| New Mexico | 0 | 13 | — | — | — |
| Louisiana | 0 | 12 | — | — | — |
| Delaware | 0 | 9 | — | — | — |
| Nebraska | 0 | 9 | — | — | — |
| South Dakota | 0 | 9 | — | — | — |
| Montana | 0 | 8 | — | — | — |
| New Hampshire | 0 | 8 | — | — | — |
| Rhode Island | 0 | 5 | — | — | — |
| Connecticut | 0 | 4 | — | — | — |
| Wyoming | 0 | 4 | — | — | — |
| North Dakota | 0 | 3 | — | — | — |
| Vermont | 0 | 3 | — | — | — |
| District of Columbia | 0 | 1 | — | — | — |
| Maine | 0 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Allied First Bank,sb's page for that state.
Counties where Allied First Bank,sb is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nome Census Area, AK | 12 | 1 | 2.7% |
Check Allied First Bank,sb yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300XRF9LCZ3RX3Q39.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from Allied First Bank,sb with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology