American Internet Mortgage, Inc.: 2025 mortgage rates, costs & approvals
How American Internet Mortgage, Inc. priced and approved home loans in 2025, measured against every lender in the official HMDA records.
HMDA legal name: AMERICAN INTERNET MORTGAGE, INC. · LEI 549300BOXNV8VLRBDT24
In 2025, American Internet Mortgage, Inc. originated 827 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 49 states — 528th by volume among the 2,017 lenders profiled here.
On conventional 30-year fixed purchase loans its median rate was 6.375% (all lenders: 6.625%); its median rate spread was 34 basis points below the national median. Median conventional loan costs were $5,100, 8% lower than the national median ($5,570).
It denied 14.1% of completed home-purchase applications (all lenders: 8.5%).
How American Internet Mortgage, Inc. priced home-purchase loans
| Purchase loans, 2025 | American Internet Mortgage, Inc. | All lenders |
|---|---|---|
| 30-year fixed rate · conventional | 6.375% | 6.625% |
| 30-year fixed rate · FHA | — | 6.250% |
| 30-year fixed rate · VA | — | 6.125% |
| 15-year fixed rate · conventional | 5.375% | 5.875% |
| Rate spread vs. APOR · conventional | −0.21 pts | +0.13 pts |
| Total loan costs · conventional | $5,100 | $5,570 |
| Total loan costs · FHA | — | $11,310 |
| Total loan costs · VA | — | $6,490 |
| Origination charges (all types) | $1,000 | $1,860 |
| Borrowers paying discount points | 46.5% | 51.3% |
| Points paid, when paid (% of loan) | 0.83% | 0.87% |
| Borrowers receiving lender credits | 71.0% | 33.1% |
Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.
Loan mix and borrowers
By loan type
By purpose
Why American Internet Mortgage, Inc. denied purchase applications
First reason the lender reported for each denied home-purchase application.
Where American Internet Mortgage, Inc. lends
| State | Loans | Applications | Purchase denial rate | 30-yr rate* | Loan costs* |
|---|---|---|---|---|---|
| California | 138 | 169 | 15.0% | 6.250% | $6,640 |
| Texas | 46 | 65 | 14.3% | — | $5,540 |
| North Carolina | 34 | 44 | — | — | — |
| Washington | 32 | 39 | — | — | — |
| Arizona | 29 | 34 | — | — | — |
| Florida | 27 | 39 | — | — | — |
| Illinois | 26 | 31 | — | — | — |
| Utah | 26 | 30 | — | — | — |
| Ohio | 25 | 32 | — | — | — |
| Michigan | 25 | 31 | — | — | — |
| Colorado | 24 | 30 | — | — | — |
| New Jersey | 23 | 30 | — | — | — |
| Tennessee | 23 | 27 | — | — | — |
| South Carolina | 22 | 26 | — | — | — |
| Virginia | 21 | 32 | — | — | — |
| Nevada | 21 | 28 | — | — | — |
| Georgia | 19 | 27 | — | — | — |
| Indiana | 19 | 25 | — | — | — |
| Missouri | 19 | 21 | — | — | — |
| Minnesota | 17 | 23 | — | — | — |
| Oregon | 17 | 22 | — | — | — |
| Maryland | 14 | 19 | — | — | — |
| Massachusetts | 14 | 16 | — | — | — |
| New York | 12 | 18 | — | — | — |
| Alabama | 12 | 12 | — | — | — |
| Louisiana | 11 | 13 | — | — | — |
| Kentucky | 10 | 13 | — | — | — |
| Connecticut | 10 | 12 | — | — | — |
| Pennsylvania | 10 | 12 | — | — | — |
| Wisconsin | 10 | 11 | — | — | — |
| Idaho | 10 | 10 | — | — | — |
| Arkansas | 9 | 14 | — | — | — |
| Oklahoma | 9 | 12 | — | — | — |
| New Mexico | 8 | 10 | — | — | — |
| Maine | 7 | 9 | — | — | — |
| Delaware | 6 | 8 | — | — | — |
| Montana | 6 | 7 | — | — | — |
| Kansas | 5 | 6 | — | — | — |
| New Hampshire | 5 | 5 | — | — | — |
| South Dakota | 5 | 5 | — | — | — |
| Rhode Island | 4 | 6 | — | — | — |
| Mississippi | 4 | 4 | — | — | — |
| Nebraska | 3 | 7 | — | — | — |
| West Virginia | 3 | 4 | — | — | — |
| District of Columbia | 2 | 3 | — | — | — |
| Wyoming | 2 | 2 | — | — | — |
| Hawaii | 1 | 2 | — | — | — |
| Vermont | 1 | 2 | — | — | — |
| Alaska | 1 | 1 | — | — | — |
*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open American Internet Mortgage, Inc.'s page for that state.
Counties where American Internet Mortgage, Inc. is a top lender
| County | Rank | Loans | Market share |
|---|---|---|---|
| Washita County, OK | 19 | 1 | 1.3% |
| Butler County, NE | 24 | 1 | 1.1% |
| Emery County, UT | 25 | 1 | 1.0% |
Check American Internet Mortgage, Inc. yourself
- FFIEC HMDA Data Browser — the official 2025 records filed under LEI 549300BOXNV8VLRBDT24.
- NMLS Consumer Access — confirm the company and loan officer are licensed in your state.
- CFPB Consumer Complaint Database — search complaints by company name.
- Compare your Loan Estimate from American Internet Mortgage, Inc. with similar 2025 loans.
This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.
Lenders of similar size
Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology