Lender in Kentucky · HMDA 2025
Rocket Mortgage, LLC mortgages in Kentucky
Rocket Mortgage, LLC's 2025 home-purchase and refinance lending in Kentucky, compared with all lenders in the state.
Rocket Mortgage, LLC originated 4,230 owner-occupied single-family loans in Kentucky from 5,401 completed applications, making it the state's #2 lender by volume.
Its median conventional purchase loan costs were $4,400 versus $4,000 for all Kentucky lenders, at a median 30-year fixed rate of 6.625% (Kentucky: 6.625%).
Loans in KY
4,230
of 5,401 applications
Denial rate
12.4%
Purchase · KY 8.2%
Rate spread
+0.27 pts
Conv. · KY +0.21 pts
Loan amount
$225,000
Purchase · KY $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,882 | 1,635 | 12.4% | 6.625% | +0.27 pts | $4,400 | $225,000 |
| Refinance | 1,268 | 951 | 17.5% | 6.250% | +0.08 pts | $5,030 | $225,000 |
| Cash-out refinance | 2,251 | 1,644 | 24.8% | 6.990% | +0.72 pts | $5,940 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Kentucky counties where Rocket Mortgage, LLC ranks in the top 25
Showing the 30 counties where it ranks highest, of 120.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 1 | 260 | 7.3% |
| Scott County | 1 | 110 | 9.2% |
| Nelson County | 1 | 81 | 10.0% |
| Pulaski County | 1 | 69 | 10.5% |
| Jessamine County | 1 | 66 | 7.9% |
| Hopkins County | 1 | 55 | 10.4% |
| Clark County | 1 | 43 | 8.0% |
| Spencer County | 1 | 41 | 11.6% |
| Anderson County | 1 | 35 | 9.5% |
| Woodford County | 1 | 34 | 9.8% |
| Boyle County | 1 | 32 | 8.1% |
| Muhlenberg County | 1 | 30 | 10.3% |
| Mercer County | 1 | 21 | 6.3% |
| Estill County | 1 | 18 | 15.0% |
| Owen County | 1 | 18 | 12.9% |
| Harrison County | 1 | 17 | 9.4% |
| Lewis County | 1 | 14 | 13.3% |
| Lawrence County | 1 | 13 | 13.8% |
| Pendleton County | 1 | 13 | 7.4% |
| Bath County | 1 | 12 | 13.6% |
| Casey County | 1 | 12 | 16.4% |
| Bell County | 1 | 11 | 11.2% |
| Bracken County | 1 | 11 | 13.4% |
| Carroll County | 1 | 11 | 10.1% |
| Rockcastle County | 1 | 11 | 11.0% |
| Gallatin County | 1 | 10 | 12.0% |
| Jackson County | 1 | 10 | 14.7% |
| Morgan County | 1 | 8 | 19.1% |
| Fulton County | 1 | 7 | 17.9% |
| Leslie County | 1 | 7 | 28.0% |
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Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology